January 2002
The Situation:
There are many survivors of catastrophic injury who were injured either in auto accidents or in work related accidents, in Michigan, who have left Michigan and settled in warmer climates such as Florida, California, Arizona, Texas, Louisiana and a few other southern states.
The Problem:
Both the Michigan Auto No-Fault law and the Worker’s Compensation law as well as Medicare and Social Security Disability are liberal in their response to claimants. However, when these survivors leave the State of Michigan things happen.
1. The survivors often start having trouble with their insurance companies because:
- Out of State – out of mind. Insurance companies become unresponsive to client needs.
- Providers of services out of Michigan do not know how to deal with Michigan insurers, obtain required documentation such as prescriptions and care plans as well as appropriately bill for their services. Survivors, thus, impaired and not sophisticated in case management issues are denied treatment, rehabilitation and quality of life suffers.
2. These survivors begin to fall through the cracks, do not get appropriate treatment or maintain their optimum levels of functioning and life gets hard. In Michigan, under the Auto No-Fault and Worker’s Compensation claims procedures maintaining optimum levels of functioning and preventing deterioration are not dirty words.
The Solution:
Charles Roberts, MSW/CSW, is a catastrophic injury medical case manager based in Michigan but who handles cases nationwide. He has clients in California and Florida. He is well connected with the resources in Florida, California and Louisiana and has had great success in assisting clients getting the treatment they need as well as resolving funding issues with the insurance companies. Lawsuits should be a last resort not a first response. Try case management first.
The survivor’s situation, problems and solutions can be handled easily. Give Charles Roberts a call toll free at 800-401-2724.